300,000900,000360,0881,260,088300,0007,000900,000300,0007,000360,08823,335Experience unmatched value with these limited-time deals curated by MTR Properties for new homebuyers and investors. Enjoy extra perks, flexible payment options, and tailor-made incentives when you purchase directly through us.
| Offer Name | Key Benefit | Valid Until |
|---|---|---|
| Zero Commission Deal | No agent commission on select new launches | August 31, 2025 |
Unlock special savings on your next home purchase with the exclusive Zero Commission Deal from MTR Properties. For a limited time, pay no agent commission when you select new property launches directly from us—putting more value straight into your investment.
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Emirates ID / Passport Copy
Proof of Address
Passport Size Photograph(s)
UAE Residence Visa Copy (if applicable)
Sales Agreement / Reservation Form
Proof of Income/Bank Statement
Power of Attorney (if applicable)Understand the difference in mortgage eligibility, required documents, and process for UAE Residents and Non-Residents. Find out what you need before applying.
UAE Citizens and expatriates with a valid UAE Residence Visa.
Higher maximum loan-to-value (up to 80%). Longer tenure (up to 25 years, subject to age). Local income or employment proof required. Faster bank processing and approval.
Emirates ID, Passport, UAE Residence Visa Salary certificate or UAE business documentation Recent UAE bank statements
Understand the difference in mortgage eligibility, required documents, and process for UAE Residents and Non-Residents. Find out what you need before applying.
Foreign nationals without UAE residency, investing from abroad.
Lower loan-to-value (60–70% commonly allowed). Shorter loan tenure (15–20 years typical). Income proof from home country needed. Stricter eligibility checks, limited lender options.
Valid passport International income proof (salary slips, bank statements) International credit report (sometimes requested)
Understand the difference in mortgage eligibility, required documents, and process for UAE Residents and Non-Residents. Find out what you need before applying.
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Explore the latest mortgage rates and features from top UAE banks. Use this table to easily compare interest rates, down payments, tenures, and special benefits
| Bank | Product | Interest Rate | Down Payment | Tenure | Key Features |
|---|---|---|---|---|---|
| Emirates NBD | Home Loan - Fixed | 3.40% Fixed | 20% | 25 yrs | Salary transfer, fast approval |
| ADCB | Dream Home Mortgage | 3.25% Variable | 20% | 25 yrs | Free property insurance |
| Mashreq | Mashreq Home Loan | 3.50% Fixed/Reducing | 15% - 20% | 25 yrs | Flexible repayment, no settlement fee (limited) |
| Dubai Islamic | Al Islami Home Finance | 3.65% Reducing | 20% | 25 yrs | Sharia compliant, Takaful incl. |
| FAB | MyHome Mortgage | 3.59% Fixed | 20% | 25 yrs | Zero processing fee, cash back offer |
*Mortgage offers, interest rates, and terms listed are subject to change at any time in accordance with the policies of the respective banks and regulations set by the Central Bank of UAE (CBUAE).
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